I began my career working in several established wealth management firms in Sacramento and later in Seattle. I knew that it would make sense both for my sake and for my clients’ benefit to abandon the fee-based/commissioned brokerage model and build a fee-only firm of my own. With a nudging from my wife, I finally made the jump in 2018 and Retire Sensibly was launched. We soon moved back to my childhood home of Idaho.
I am proud to be a CERTIFIED FINANCIAL PLANNER™ professional. Only about 25% of financial advisers have earned the right to use the CFP® marks. The path to certification involves 300+ hours of coursework and study, the completion of a capstone project, passing a difficult exam, a minimum of three years in the financial advice industry, an accredited four-year college degree, and meeting ongoing ethics and continuing education requirements. Put simply, it’s not easy to get your CFP® designation.
Even fewer financial advisers can claim the distinction of holding the Retirement Income Certified Professional® designation. The RICP® program was developed by more than 45 of the nation’s leading retirement planning experts for financial advisers who specialize in guiding clients through retirement. The RICP® curriculum focuses on helping clients make better decisions on retirement strategies such as when to claim Social Security and pensions, portfolio withdrawal strategies, Medicare planning, and how to create an income stream from your retirement savings.
I have lived in Idaho off and on since the early 1990s. My grandparents owned the Snake River RV Resort in Homedale and my childhood summers were spent mowing lawns and mingling with retirees who were visiting Idaho for the summer. I have also spent time in California’s Central Valley and the Seattle area. Idaho is our long-term home.
Lauren and I currently live on the outskirts of Nampa near Lake Lowell. In my free time, you might catch me working in the garden and tending to the tomatoes, peppers, and cherry trees. We enjoy escaping to the lake in our boat or fishing from our kayaks when the weather is warmer.